If the airline cancels your flight, however, or if you you’re your connection, there's no monetary compensation.Ĭovered hazards are: equipment failure, weather and labor strikes. But that's industry-standard, even for some third-party travel insurance policies. Up to $10,000 for each covered trip – for both cancellation and interruption.Ĭhange in plans, financial circumstances, pre-existing health conditions, war and all sorts of other fun stuff – for instance, if you're going to be "engaged in or participating in a motorized vehicular race or speed contest" shortly before your trip, don't get injured.
Illness, injury, death in the family, severe weather "which presents a reasonable and prudent person from beginning or continuing on a covered trip," military deployment, terrorist action, jury duty or subpoenas, being put into quarantine by a physician, if your tour operator goes bankrupt. Pay for at least a portion of the fare with the card any trip less than 60 days (this compares favorably to other cards, some of which limit trips to 30 days and require that the entire trip be charged to the card). The list is more extensive than with most other cards: You and immediate family members – spouse, domestic partner and children, including adopted or step children, legal guardians or wards, siblings or siblings-in-law, parents or parents-in-law, grandparents or grandchildren, aunts or uncles, nieces or nephews. Check the official contract (below) to see all the fine print. And it offers a bit more for trip delays than some other cards as well as up to $500 for lost electronics and valuables, compared to from nothing to $250 on others. Plus, the definition of family and extended family covered is unusually broad under this policy.
This card shines with its industry-leading $10,000 trip cancellation benefit (compared to $1500-$5000 on other cards).
The United Explorer Card offers some of the best benefits of any card, rivaled only by the Chase Sapphire Card.įrom what I can tell, you have from 20 days up to a year to file a claim, depending on the type of incident, so if you've suffered a loss within the last 12 months and didn't realize you were covered, see if you're still eligible.